Mostly no, with a specific caveat that matters more than the headline suggests. Environment Agency river and sea flood zones cover less than 1% of the village. Surface water is the busier picture: roughly one in nine postcodes carries some high-risk indicator. Climate-adjusted future flood zones stay small. The honest version is that the village average is reassuring and the address-specific answer depends entirely on which postcode you're looking at.
The river and sea picture is the simple bit. Environment Agency flood zone 2, the lower-probability band, covers about 0.6% of the village. Flood zone 3, the higher-probability band, registers as zero. Historic flooding covers about 0.6% as well, which sits in roughly the same footprint. The river risk that does exist is concentrated and well-mapped rather than spread thinly across the wider stock. If your prospective house isn't in the river footprint, it isn't getting wet from a river in any predictable way.
Surface water is where the picture gets more honest. About 11% of postcodes carry a high indicator for surface or groundwater flooding, about 9% carry a medium indicator, and around 29% carry a low one. That means the village average is reassuring, but the variation between streets is meaningful. A storm dumping serious rainfall finds the low-lying corners first, and those corners exist here. A buyer should be running the specific address through the public flood-risk check rather than relying on the village-level figure. The headline number isn't wrong, it just doesn't tell you about your garden.
The climate-allowance picture is the forward-looking version of the river-and-sea one, and it stays small. The climate-adjusted flood zone still covers about 0.6% of the village, which means the climate model isn't pushing the river zones outward in a way that would change the picture meaningfully over a typical mortgage horizon. The forward-looking risk is mainly an extension of today's surface-water reality, not a new river footprint.
Insurance follows the picture. For most of the village, flood cover is a non-issue and premiums won't be loaded for flood risk. For addresses inside the high surface-water indicator or the small river footprint, premiums will reflect that, and the cover-of-last-resort scheme Flood Re is available for properties built before 2009 (it does not cover homes built since then). A buyer in a flagged address should ask the seller for the current insurance schedule and any recent claims history before exchange, because that conversation reveals the reality faster than any postcode-level number.
Average overall, with the qualifier that average hides the split. The village isn't a flood risk; some addresses in it are. Check the specific one before you commit.