Oxted costs a little over half a million, and the market has started to blink. The typical sale lands just above £530,000. Detached houses clear three-quarters of a million. Flats are the only way in below £400,000. Prices have slipped over the year, so treat any asking price as where the conversation starts.
The Land Registry recorded 108 sales in Oxted in the year to May 2026, at a median of about £533,000. The split by type is where it gets interesting. Detached houses went for around £775,000 across 23 sales, and semis for about £630,000 across 32. Terraces came in at about £442,000 across 24 sales and flats at £390,000 across 29. That puts about £200,000 between a terrace and a semi. In Oxted, that's the price of having a neighbour on one side instead of two.
The published house-price index for the area fell 4.9% in the twelve months to May 2026, to an average of about £477,000. Flats did worse, down 7% over the same year. None of that is a crash, and nothing in it says which way the next year goes. It does mean a seller quoting last spring's prices is quoting a number the index no longer supports. Over five years, the same index is up 3%, which amounts to treading water in a good coat.
Council tax is where the town's opinion of itself shows up. The most common band on the valuation list is G, and only 7% of homes sit in bands A or B. A Band D home pays about £2,595 a year, the figure to hold against your current bill. Most Oxted homes sit above Band D, not below it.
Renting doesn't get you much of a discount. The typical private rent across the Tandridge area was about £1,610 a month as of April 2026, up 3% on the year. It's a district-wide figure, not Oxted's own, and it's an average from the Office for National Statistics rent index rather than a median of advertised listings. By size, the Tandridge average ran to about £1,140 for one bedroom, £1,440 for two, £1,800 for three and £2,780 for four or more. Studio and room rents aren't published for the area. Letting agents will be delighted to fill that gap for you.
On income, Office for National Statistics modelling put gross household income, before tax, at around £77,600 a year locally in the financial year to March 2023. That was a comfortable figure then, and it still leaves the typical Oxted sale a serious stretch for a household on it. The people buying the detached houses are mostly bringing equity from somewhere else, not a mortgage stretched from a salary.
Of the sales that could be matched to an energy certificate's floor area, which is 73% of them, the median price was about £5,600 per square metre. The typical floor area behind those sales was 97 square metres. That's a family house, not a mansion, and it's priced by a market that knows Surrey postcodes by heart.
The stock is built for households that need space. In the 2021 Census, 35% of Oxted homes had four or more bedrooms and another 35% had three. Two-bedroom homes made up 21% and one-bedroom homes 9%. A buyer searching for a one-bed will run out of listings well before running out of budget.
Oxted is middling value: dear by most standards, and a little less dear than it was a year ago. The price is for the house and the Surrey address together, and this year the address is not quite covering the premium it used to.