A house here costs about £322,500. Detached clears £467,500. A terrace sits closer to £285,000. A flat comes in around £172,000. Prices that still look like prices a household earns, not prices an investor sets.
Across the last twelve months, 409 homes changed hands at a median of roughly £322,500. The split tells you who lives where. Detached homes ran to about £467,500 across 104 sales. Semis dominated the count at about £345,000 across 138 sales. Terraced homes sat at about £285,000 across 118 sales. Flats brought up the rear at about £172,000 across 49 sales, which is a number a first-time buyer can still service without inheriting first.
The council tax modal band is C, the band that catches the bulk of the post-war semi-detached stock and the larger terrace. About three in ten homes sit in bands A or B, the cheaper end, which is where the smaller flats and the older terraces land. Nothing here is paying band H money, because the largest mansions in Waterlooville are bungalows with conservatories.
A typical private rent across the Havant area runs to about £1,130 a month. The split by bedrooms is roughly £840 for a one-bedroom, around £1,070 for a two-bedroom, about £1,330 for a three-bedroom, and £1,870 for four bedrooms or more. That figure is for the local authority, not for the street, and it has shifted up by about 2% in the year. The rental market here is shaped by who could not quite get a mortgage, not by who has discovered the seafront.
The typical household income runs to roughly £57,300. That puts the £322,500 median at a little over five and a half times household earnings, which is not where comfort lives but is well inside the band the wider South of England has accepted as ordinary. A buyer on that income is not stretched into recklessness here. The same buyer further up the A3 towards Petersfield is.
Cheaper than Petersfield. Dearer than Cowplain. The numbers add up for anyone whose budget refuses to pretend.