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№ 09 / 09 · Who lives here

Who lives in St Ives, Cornwall?

For anyone buying or renting in St Ives, Cornwall.

Older, less affluent and more permanent than the visitor economy implies. Just over half own their homes, and a large slice of the rest rent from a social landlord rather than a private one. The typical resident is in their early fifties. More than a third of households are one person living alone. Behind the galleries and the harbour is an ordinary Cornish town on ordinary Cornish wages.

On tenure, Census 2021 records about 57% of households owning their home and about 17% renting privately, with the remainder in social housing. For a place with a heavy holiday-let presence, a private rented share that modest says something about what happens to housing here when the summer pays better than a tenant does.

The age profile leans older. The median age is 51, and only about 20% of residents are in the 25 to 44 band, which is the group most places rely on for their workforce and their school rolls. That is a town whose demographic centre of gravity has moved past the family-forming years.

Income is modest. Modelled gross household income, before any tax comes off, averaged about £43,000 for this area in the financial year to March 2023. That figure describes that year rather than today, and it is a modelled average for the wider statistical area rather than a survey of doorsteps here.

Household shapes are unusual, and this is where the town's character really shows. Around 36% of households are a single person, about 12% are a couple with children, and about 13% are a lone parent with children.

All of those population figures come from Census 2021. Within that 36% living alone, about 20% of all households are a pensioner on their own, so the two are not separate groups and should not be stacked. A town where one in five households is an older person living by themselves has different daily rhythms, different service needs and a different winter from one built around young families.

Qualifications split fairly evenly at both ends. About 31% of residents hold a degree-level qualification and about 17% hold none at all, with full-time students accounting for around 1%. That is a mix of the professionally qualified and the vocationally skilled sharing the same streets, which is what a town that runs on hospitality, trades and remote work actually looks like.

Health is reasonable on the self-reported measure, with about 77% describing their health as good or very good and about 7% as bad or very bad. On wider measures, Cornwall as a whole sits similar to England on preventable mortality and similar to England on smoking, with about 11% of adults smoking. Those are local authority figures benchmarked against England rather than anything measured on this town's streets.

One small note on how to read the shares: 63 of the area's residents live in communal establishments such as care homes rather than private households, which is too small a number to shift any of the household percentages above.

The population picture here sits below average on the measures that matter to buyers: modest incomes, an older age profile, and a small working-age core carrying a town whose economy peaks for a few months a year. It is a real community rather than a resort with residents attached, but nobody should mistake the property prices for local prosperity.

Sources: ONS Census 2021 · Office for National Statistics · Care Quality Commission · Fingertips public health profiles

Data to May 2026 · Figures checked 20 September 2026 (what this means)