A typical home in Harrow costs about £445,000, but that is the price of a flat with ambitions, not a house. Most of what sells here is flats. A semi or a terrace costs well over half a million. A detached house moves into seven figures. The median is the cheap end dressed up as the middle.
In the Land Registry's twelve months to May 2026, 201 homes sold in Harrow at a typical price of about £445,000. Flats made up 126 of those sales at about £345,000 each. The 32 semis went for about £644,000 and the 31 terraces for about £630,000, so the two cost almost the same and the party wall is worth about fourteen grand. Only 12 detached houses changed hands, at about £1,220,000. Harrow on the Hill and the streets around it are where most buyers picture those twelve, and they are a very small club.
Prices have barely moved. The official house price index for Harrow was up 0.4% in the year to May 2026, about as close to standing still as a market gets, and up about 6% over five years. Flats did worse, down about 2% over the same twelve months. Anyone selling a flat on the strength of what the block went for a couple of years ago is quoting a number the index no longer backs, so ask how long the flat in question has been listed and what the last one in the building actually fetched.
Council tax is mostly band C, and only about 7% of homes are in bands A or B. The council charges about £2,511 a year at band D, which is the line most people can hold up against their current bill. The cheap bands barely exist here, so a buyer hunting for a small bill and a small price will find a small selection.
Harrow Council's area as a whole has a typical private rent of about £1,760 a month, according to the Office for National Statistics' index for April 2026, up about 3% on the year. That is an average across the borough, not a median of what is advertised on any one street. By size, a one-bedroom home averages about £1,380 a month, two bedrooms about £1,700, three about £2,040, and four or more about £2,760. The gap between the two-bed rent and the three-bed rent is smaller than the gap between a flat and a semi on the sales side, which is why plenty of families rent the extra room before they try to buy it.
Household income here was modelled at about £76,800 gross, before tax, for the financial year to March 2023. That is a good wage by most measures. It covers a flat at the typical price with a sensible deposit, and it makes a semi or terrace a serious stretch. Two good salaries get you a two-bed. Two good salaries and a generous parent get you a garden.
Across the sales that could be matched to an energy certificate, about 55% of them, the median price was about £5,760 per square metre, on a typical floor area of about 90 square metres. Square metres are not what anyone browses by, but they are the number that stops a cramped flat with a good postcode from looking like a bargain.
At the 2021 Census, about 22% of homes had one bedroom, 32% had two, 25% had three and 21% had four or more. The two-bed is the town's standard unit, and the competition for it shows in the prices.
Harrow is middling on cost. Flats are within reach of a decent London income, houses ask for more than most single earners have, and the market is flat enough that nobody needs to rush you.