Houses in Finchley cost about £694,000 at the middle of the market, and the middle is mostly flats. A flat goes for about £436,000. A terraced house costs about £839,000. A semi gets close to a million. The middle number buys a very nice flat and a long look at the houses.
The Land Registry recorded 178 sales in Finchley in the year to mid-May 2026, with a median price of about £694,000. Flats were the biggest group, 82 sales at a median of about £436,000. The 30 terraced houses went for about £839,000 and the 55 semis for about £950,000. Only 11 detached houses sold, at a median of about £1,175,000. Eleven sales in a year means anyone after a detached house here spends most of the search waiting for one to come up.
The house price index for the area fell about 4% in the year to May 2026, and the flats-only index fell about 6%. Those are published changes over that one year, and they say nothing about next year. Flats took the bigger knock, and flats were the biggest group of sales. The biggest group of sellers took the biggest cut.
Band D is the most common council tax band in Finchley, and Barnet charges about £2,133 a year for it. Only about 7% of homes are in bands A or B. Band A is about as rare here as a cheap semi.
The Office for National Statistics gives Barnet a typical private rent of about £1,930 a month as of April 2026. That is a borough-wide figure and an average across all lettings, so it is not Finchley's own and not a median of what is advertised. Across Barnet, a one-bedroom home rents for about £1,490 a month, two bedrooms for about £1,840, three for about £2,230 and four or more for about £3,170. The jump from three bedrooms to four is the biggest on that list.
Household income in Finchley was about £81,500 a year before tax in the financial year to March 2023. The Office for National Statistics modelled that figure and averaged it across the area. Against prices like these, even a flat is a stretch on that income, and a semi needs a second source of money or a long history of owning property. The income figure is gross and three years old. The asking prices are neither.
Of the sales that could be matched to an energy certificate's floor area, about 62% of the total, the median price came to about £7,200 a square metre. The typical floor area behind that figure is 117 square metres. The energy certificate for a home gives its floor area. Get it early and check it against the size the particulars claim, because rooms measured with optimism shrink when someone measures them properly.
At the 2021 census, about 16% of Finchley's homes had one bedroom, 32% two, 22% three and 30% four or more. Two-bedroom homes are the most common and four-bedroom homes come close behind. The three-bedroom family house is the smaller group in the middle, and the buyers who want one meet each other at viewings.
Finchley is expensive, and price is the weakest thing about living here. A good part of north London is on offer, but most budgets buy it one floor at a time.