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№ 09 / 09 · Who lives here

Who lives in Exeter?

For anyone buying or renting in Exeter.

Exeter is a city of small households. About a third of homes contain one person. Around four in ten households rent. The median resident is 35, which is a good deal younger than the county's reputation. Devon suggests retirement and Exeter quietly declines to provide it.

On tenure, roughly 57% of households own their home, about 25% rent privately and around 17% rent from a social landlord. That ownership share is solid rather than dominant, and the private rented sector is large enough to shape whole streets rather than the odd house. A city with a university, a teaching hospital and a national weather service does not produce a market of settled owner-occupiers and nothing else.

The age profile is the part that surprises people who have only driven through. The median resident is 35, and about 26% of the population sits in the twenty-five to forty-four band. Those are the years when people are working hardest, buying first homes and having children, and Exeter has a large share of them. Every figure on this page describing the population comes from the 2021 Census.

Money is more comfortable than the property listings imply. Modelled household income for the area was about £53,900 gross before tax in the financial year to March 2023, with roughly £40,500 left after tax. That figure describes that year rather than today, and it is a modelled average across the area rather than a salary anyone actually receives. It is enough to explain how a city with these prices keeps clearing them.

Household make-up is where the character sits. Around 32% of households are a single person, and about 13% are a pensioner living alone, that second group being part of the first rather than an addition to it. Roughly 17% are a couple with children, and about 9% are a lone parent. Put together, that is a city where the family household is a large minority rather than the default, and where a substantial part of the housing stock is occupied by one person who does not need a four-bedroom house and cannot always avoid one.

On qualifications, about 34% of residents hold a degree, roughly 14% have no formal qualifications, and around 5% are full-time students. That combination describes a mixed working city rather than a graduate enclave. The student share is smaller than the reputation of a university city suggests, largely because so many are counted separately.

That separate count matters for reading everything above. Of about 128,300 residents, roughly 118,500 live in private households and around 9,800 live in communal establishments: halls of residence, care homes and similar. That is a sizeable group living outside the household statistics entirely, and it means the household figures describe the settled city while a meaningful slice of the population sits outside them. Anyone reading the tenure split as the whole story is missing several thousand people.

Who lives here comes out ordinary in the best sense: mixed ages, mixed tenures, mixed qualifications, and no single group running the place. Exeter is a working city that happens to have a cathedral, not a heritage set with residents attached.

Sources: ONS Census 2021 · Office for National Statistics · Care Quality Commission

Data to May 2026 · Figures checked 21 August 2026 (what this means)