BeforeIBuyHonest. Maybe too honest.
№ 02 / 09 · Prices

What do houses cost in Collier Row?

For anyone buying or renting in Collier Row.

A typical Collier Row home sells for about £440,000, and what that buys is a three-bedroom house from between the wars with a garden attached. Semis cost a bit more. Terraces cost a bit less. Flats are the only thing anywhere near cheap. Nothing here is a bargain, and nothing is a scandal either.

The Land Registry recorded 160 sales in the year to mid-May 2026, at a median of about £438,000. Semis did most of the trading, with 79 sales at a typical £460,000. The 54 terraces went for about £413,000, the 19 flats for about £260,000, and the 8 detached houses for about £523,000. So the gap between a terrace and a semi is about £47,000, and in most cases that pays for a side wall that nobody shares and room for a side return.

The house price index for the area rose 2.8% in the twelve months to May 2026, which is steady and not much more. Flats went the other way, slipping 0.2% over the same year, which is about as close to standing still as a price can get. That isn't a crash. It's flat owners finding out that the index doesn't owe them anything.

Band D is the most common council-tax band, and only about 18% of homes are in bands A or B. In Havering a band D home pays about £2,425 a year. That bill is easy to forget when the asking price takes up all the attention, and you pay it every year anyway.

Havering's typical private rent is about £1,560 a month. That is the borough as a whole, an average taken from the Office for National Statistics rental index, so it's a mean of rents being paid and can't be read as a median of what's advertised in Collier Row. By size, a one-bedroom home averages about £1,220 a month across the borough, a two-bed about £1,540, a three-bed about £1,850 and four bedrooms or more about £2,500. There are no reliable borough figures for studios or single rooms, so none are given here. The three-bed rent comes very close to a mortgage on a three-bed terrace, and both sides of the rental market watch that number closely.

The Office for National Statistics modelled gross household income, before tax, at about £68,000 for the financial year to March 2023, averaged across the area. Next to a typical sale of about £438,000, that's a stretch for one earner and manageable for two who stay in work and are fine with a long mortgage. Most of the people who bought here made that sum work, and the ones who didn't are renting the three-bed down the road.

Of the sales that could be matched to an energy certificate's floor area, about 94% of the total, the median price works out at about £5,200 a square metre. The typical home behind that figure has around 82 square metres of floor space. That's the honest size of an interwar semi before someone converts the loft. With so few rules on extending a house here, the loft is the obvious place to grow, and plenty of owners already have.

The 2021 Census shows what's actually for sale. About 56% of homes have three bedrooms, about 23% have two, about 16% have four or more, and just 5% have one. A buyer looking for a one-bed will spend a lot of time refreshing a short list. Anyone hunting for a three-bed will be spoiled for choice and will pay the full going rate for it.

Collier Row's prices sit in the middle. They aren't cheap enough to be the reason to move here and aren't dear enough to rule it out, so the deciding question is whether the house suits you.

Sources: HM Land Registry · UK House Price Index · Valuation Office Agency · EPC register · ONS Census 2021 · Office for National Statistics

Data to May 2026 · Figures checked 3 October 2026 (what this means)